Apply today for the Discover® MotivaSM Card!
- Cash Rewards for your good credit management!*
- Pay-On-Time BonusSM equal to a full month’s interest
- 5% to 20% Cashback Bonus® at top online retailers
- Up to 1% Cashback Bonus® on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
- No annual fee
- Free payment by phone
*View Rates, Fees, Rewards and Other Important Information
| Intro APR | Period | APR thereafter | Annual Fee |
| 3.9% | 6 months | 10.99% | $0 |


